Know when to be in.
65signals is an investment decision machine: 65 live macro and fundamental signals distilled into one regime call, one quality score, and a precise posture for any ticker — so you act on the cycle, not on emotion.
Credit & Cycle
When to be in — and when to get out
The master-rule layer. IG credit spreads and the long-term cycle tell you the regime before price does.
Momentum & Timing
When to act
Trend, volatility and phase triggers time the entry and exit inside the regime credit has already set.
Fundamental Quality
What to own
BL Score fundamentals — profitability, balance sheet, capital efficiency, sentiment — rank what survives.
Track record from the live accuracy backtest (30/60/90/180-day horizons). Past performance does not guarantee future results.
Five Phases of the Economic Cycle
Every cycle since 1929 has followed this sequence. The transition signals are mechanical and measurable.
Phase 0: Recovery and Accumulation
The economy has bottomed. Central banks have flooded the system with liquidity. Credit is healing, yields are compressing, and smart money is accumulating risk assets at discounted valuations. Most investors are still fearful. That fear is the opportunity.
Key Signals
IG spreads compressing below 200 bps. Yield curve steepening after inversion. Initial claims peaking and declining. Fed balance sheet expanding.
Sector Leaders
Financials (credit recovery). Consumer Discretionary. Small Caps (risk-on rotation). Real Estate (rate-sensitive).
Macro Consensus
What the panel of tracked macro voices is saying right now.
What Makes This Different
No other platform combines a three-decade credit-cycle record (IG OAS since 1996) with real-time fundamental scoring and a transparent, rules-based posture system.
65-Signal Analysis
Every ticker scored across 5 layers: 17 Cycle & Credit signals, 28 Indicators, 7 Momentum signals, 9 Phase Triggers (consolidated from 30 economic models), and 5 BL Score fundamentals.
Live Macro Phase
Real-time Phase 0–4 determination based on IG credit spreads, yield curve, unemployment, VIX, and 53 additional macro signals.
BL Score (0–100)
Proprietary composite score across Profitability, Balance Sheet, Capital Efficiency, and Market Sentiment — each weighted 25%.
No False Alarms
Since the IG OAS series begins (Dec 1996), every 150 bps crossing marked genuine stress, and the 300 bps Liquidation gate has fired in exactly two regimes — 2008–09 and March 2020.
Multi-Ticker Compare
Analyze up to 6 tickers side-by-side with BL Score rankings and posture recommendations in a single view.
Watchlist & Alerts
Save your favorite tickers and track their BL Scores and posture changes over time.
Ready to Analyze Your Portfolio?
Enter any ticker above, or explore the macro dashboard to see where we are in the current cycle.